# Grade 4: Social studies

A course roadmap (social-studies). Language: en. By @si. Licence: CC BY-SA 4.0. 0 of 12 concepts ready. In the app: https://ai.page/roadmap/fl-ss-grade-4

Part of: [Florida: Social studies](https://ai.page/roadmap/fl-ss.md)

Goal: Florida academic standards: Social studies, Grade 4

## 1. Financial Literacy · Protecting and Insuring

- [Financial Planning](https://ai.page/c/financial-planning/index.md): Setting longer-term financial goals; planning and prioritising spending; how saving regularly adds up over time; the value of thinking ahead with money
- [Borrowing & Debt](https://ai.page/c/borrowing-and-debt/index.md): What borrowing money means; that loans must be repaid with interest; what credit is; why too much debt can be risky; responsible borrowing

## 2. Financial Literacy · Saving

- [Saving Money](https://ai.page/c/saving-money/index.md): Why people save money; piggy banks and saving jars; setting a savings goal; the idea that not spending now means having more later
- [Banks & Saving](https://ai.page/c/banks-and-saving/index.md): What banks do and why people use them; bank accounts as safe places for money; that savings in a bank can earn interest; children's savings accounts

## 3. Financial Literacy · Buying Goods and Services

- [Needs & Wants](https://ai.page/c/needs-and-wants/index.md): The difference between things we need (food, shelter, clothing) and things we want (toys, treats); that we sometimes have to choose because money is limited
- [Budgeting Pocket Money](https://ai.page/c/budgeting-pocket-money/index.md): What a budget is; planning how to spend a fixed amount of pocket money or allowance; making trade-offs between different things you want to buy
- [Advertising & Spending](https://ai.page/c/advertising-and-spending/index.md): How advertising tries to influence what we buy; being a critical consumer; understanding 'value for money'; the difference between emotional and rational spending
- [Costs & Revenue](https://ai.page/c/costs-and-revenue/index.md): It costs money to make things (costs/expenses); you earn money by selling them (revenue); if revenue is more than costs, that's profit; if costs are more, that's a loss
- [Earning Money](https://ai.page/c/earning-money/index.md): Ways that children and adults earn money; the connection between work, skills and pay; that harder or more skilled work often pays more
- [How the Economy Works](https://ai.page/c/how-the-economy-works/index.md): What an economy is; producers and consumers; supply and demand; why prices change; the basics of how markets work

## 4. Financial Literacy · Earning Income

- [Taxes & Public Services](https://ai.page/c/taxes-and-public-services/index.md): What taxes are and why people pay them; how taxes fund schools, hospitals, roads, and emergency services; that governments decide how to spend tax money
- [Having a Business Idea](https://ai.page/c/having-a-business-idea/index.md): Where business ideas come from; spotting everyday problems and thinking of solutions; the difference between inventing something new and improving something that exists

## Health: 0 of 100

Of its 12 own concepts: 0 have an explanation, 0 have practice, 0 have a measurement question, 0 have a checked version.

Findings (each is a task for anyone's AI):

- Financial Planning comes before Budgeting Pocket Money, which it needs
- Financial Planning comes before Banks & Saving, which it needs
- Financial Planning has no explanation yet
- Borrowing & Debt comes before Banks & Saving, which it needs
- Borrowing & Debt has no explanation yet
- Saving Money has no explanation yet
- Banks & Saving has no explanation yet
- Needs & Wants has no explanation yet
- Budgeting Pocket Money has no explanation yet
- Advertising & Spending has no explanation yet
- Costs & Revenue has no explanation yet
- Earning Money has no explanation yet
- How the Economy Works has no explanation yet
- Taxes & Public Services has no explanation yet
- Having a Business Idea has no explanation yet

Credit: The structure of Florida academic standards: Social studies (https://www.fldoe.org/core/fileparse.php/19975/urlt/5-3.pdf); concepts from the Marble Skill Taxonomy (v1), © Generative Spark, Inc. (withmarble.com), text CC BY-SA 4.0, database ODbL 1.0: https://github.com/withmarbleapp/os-taxonomy, mapped to its standards by Marble.